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However, you are less likely to qualify for a loan or credit card and less likely to receive favorable rates when your credit score is low.If you are trying to qualify for a conventional loan or credit card with a low credit score, you may wish to wait until your credit improves, so you can ensure you get the best rates possible.
For example, if a donor attends but cannot donate due to low haemoglobin, we will still award them a credit. So few of the population give blood at all, and fewer still reach these incredible milestones, so it really is a great achievement and one worth shouting about!If you reviewed your credit information and discovered that your credit scores aren't quite where you thought they'd be, you're not alone.Since your credit scores use information drawn from your credit report, your credit activity provides a continually-updated basis of data about how responsible you are with the credit you're currently using.Consequently the number of donation credits may not reflect the precise number of donations given at NHS Blood and Transplant donations sessions, especially for long term donors and those with complex donation histories.
If you believe the number of donations credits shown on your record is wrong, please call us on 0300 123 23 23 to discuss it.
Your credit scores will help lenders determine whether or not you qualify for a loan and how good the terms of the loan will be.