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A number of federal agencies, including the FTC, share enforcement responsibility for the ECOA.
Over email to Cosmopolitan.com, Leagan said she was surprised the tweet blew up as much as it did, and credits her friends for sharing it to the point of going viral. Guy asks out girl, girl says no, guy texts girl photo of his credit card to buy "anything your heart desires" in attempt to woo girl, girl buys bouncy house with his credit card info, and goes viral after tweeting about the exchange. Leagan, a 17-year-old woman from Lubbock, Texas, recently went viral after posting an exchange she had with a dude who gave her his credit card info after she turned him down for a date.